Privacy Policy

 

Privacy Policy for Numenova Loan Calculator

Last Updated: April 13, 2025



Welcome to Numenova Loan Calculator (the "Blog"), accessible at  https://numenova.blogspot.com/. 


This Privacy Policy outlines how we collect, use, and protect your information when you visit our blog. By using this Blog, you consent to the practices described below.


1. Information We Collect

a. Non-Personal Data


We automatically collect anonymous information through cookies and analytics tools (e.g., Google Analytics) to improve your experience. This includes:

  • Browser type, device type, and IP address.

  • Pages visited, time spent, and referral sources.


b. Personal Data


We do not collect sensitive personal data (e.g., financial details, Social Security numbers). If you voluntarily submit information via comments or contact forms, we may collect:

  • Name (if provided).

  • Email address (if provided).

  • Publicly visible comments or messages.


c. Loan Calculator Tool


Our loan calculator operates locally on your device and does not store, transmit, or process your inputs (e.g., loan amount, interest rate) on our servers.


2. How We Use Your Information


  • Analyze traffic trends to improve blog content.

  • Respond to user inquiries submitted via contact forms or comments.

  • Prevent spam or malicious activity.


3. Cookies and Tracking Technologies


  • Cookies: We use cookies (via Google Analytics and Blogger) to track user behavior. You can disable cookies via your browser settings, but this may affect functionality.


  • Third-Party Services: Embedded tools (e.g., Google Adsense, social media widgets) may use their own cookies. We have no control over these third-party policies.


4. Data Sharing and Disclosure


  • We do not sell or rent your data to third parties.

  • Anonymous analytics data may be shared with Google Analytics.

  • We may disclose information if required by law (e.g., court orders).


5. Data Retention


  • Comments and contact form submissions are retained indefinitely unless deleted by the user or administrator.

  • Analytics data is stored for 26 months (Google Analytics standard).


6. Your Rights


Depending on your location (e.g., EU under GDPR, California under CCPA), you may:

  • Request access to or deletion of your data.

  • Opt out of cookies via browser settings.

  • Withdraw consent for data processing (contact us below).


7. Third-Party Links


The Blog may link to external websites (e.g., lenders, financial resources). We are not responsible for their privacy practices.


8. Children’s Privacy


This Blog is not intended for users under 13. We do not knowingly collect data from minors.


9. Security


We implement industry-standard measures to protect your data. However, no online transmission is 100% secure.


10. Policy Updates


We may update this policy periodically. Changes will be reflected with a new "Last Updated" date.


11. Contact Us


For questions, data requests, or concerns, contact us


Disclaimer: 


The loan calculator tool on this Blog is for informational purposes only and does not constitute financial advice. Results are estimates, and we are not liable for financial decisions made based on its output.


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